NABARD Subsidized & KCC Loan Schemes

NABARD & KCC Project ReportAgriculture & Allied Credit

राष्ट्रीय कृषि एवं ग्रामीण विकास बैंक — Allied Sector Loans

Create standard, bank-ready agricultural project reports (dairy, poultry, fisheries, goat rearing) in 10 minutes. Includes 5-year financial models, technical specifications, and cash flow cycles to secure quick bank sanctions.

4% - 7%
Effective Interest Rate
₹1.6 Lakhs
Collateral-Free Limit
Up to 33%
NABARD Subsidy Slabs
7 Years
Repayment Tenure
Scheme Breakdown

KCC Allied & NABARD Subsidy Credit Slabs

Provides direct capital subsidies and low-interest crop/allied loans through public and private banks.

Kisan Credit Card (KCC)

  • • Working capital for crop cultivation
  • • Covers allied tasks (dairy/poultry/fishery)
  • • Subvention reduces rate to 4% (on time repayment)
  • • No collateral required up to ₹1.6 Lakhs

NABARD Subsidies

  • • Subsidies under Agri-Clinic & Agri-Business (ACABC)
  • • Animal Husbandry Infrastructure (AHIDF) subsidies
  • • 25% to 33.3% capital subsidy on project cost
  • • Back-ended subsidy adjusted in loan accounts

Agricultural Term Loans

  • • For farm infrastructure (tractors, solar pumps)
  • • Cold storage and warehouse development
  • • Long term repayment (up to 7-9 years)
  • • Low interest rates tied to MCLR/Repo

Key Allied Sectors Covered

Our tool generates dedicated financial reports for these specialized agro-allied activities.

Dairy Farming

Cattle/buffalo purchase, milk processing, chilling units.

Poultry Farming

Layer/broiler farming, feed mills, hatchery units.

Fisheries & Aquaculture

Pond development, fish seed hatcheries, fresh/brackish water.

Sheep & Goat Rearing

Small ruminant breeding and commercial meat units.

Horticulture & Nursery

Floriculture, fruit orchards, greenhouse setups, plant nurseries.

Agro-Processing & Value Add

Flour/oil mills, sorting, grading, and packaging setups.

Eligibility Criteria

  • Farmers (individual/joint), tenant farmers, sharecroppers, and oral lessees.
  • Self-Help Groups (SHGs) or Joint Liability Groups (JLGs) of farmers.
  • Allied activity entrepreneurs (operating dairy farms, fish farms, poultry units).
  • Must own or lease land for agricultural infrastructure/allied activities.

Required Documents

  • Aadhaar Card, Voter Card, or PAN Card
  • Land ownership documents (7/12 extract / mutation copy / lease deed)
  • Bank account passbook statement (last 6 months)
  • No-Due Certificate from local cooperative banks
  • Detailed Project Report (DPR) with cash flows, cash coverage, and DSCR metrics

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